IFSC Code Details

Hdfc Bank Ratnagiri Ii IFSC Code HDFC0005434

Branch
RATNAGIRI II
NEFT RTGS IMPS
IFSC CODE
HDFC0005434

HDFC BANK - RATNAGIRI II Details

Bank Name HDFC BANK
IFSC Code HDFC0005434 Use for NEFT, RTGS, IMPS
MICR Code 415240055
Branch Name RATNAGIRI II
Address GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612
City RATNAGIRI
District RATNAGIRI
State MAHARASHTRA
Contact Number 2676161

About HDFC BANK in RATNAGIRI

Looking for the IFSC Code of HDFC BANK, RATNAGIRI II branch? The code is HDFC0005434.

This branch is situated at GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612 in RATNAGIRI district of MAHARASHTRA.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to HDFC BANK RATNAGIRI II branch, you need to provide the beneficiary's account number and this IFSC code (HDFC0005434) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code HDFC0005434 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.

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