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Hdfc Bank IFSC Code in Ratnagiri, Maharashtra - Hdfc Bank Branch List Ratnagiri, Maharashtra

15 Results
Branch Name IFSC Code Address Action
CHIPLUN HDFC0002177 CHIPLUN MANOR ARCADE NEXT TO S T STAND RATNAGIRI GOA ROA OPPOSITE SARASWAT BANK CHIPLUN MAHARASHTRA View
CHIPLUN II HDFC0009835 UNIT NO 2 TO 5 UPPER GRD FLOOR PATEL TRADE CENTER NR BHARAT SAW MILL GUHAGAR ROAD CHIPLUN MAHARASHTRA 415605 View
DAPOLI HDFC0009104 GROUND FLOOR DAPOLI NAGARPANCHAYAT BUILDINGTALUKA DAPOLI DIST RATNAGIRIDAPOLIMAHARASHTRA415712 View
DEVRUKH HDFC0008072 GRD FLOOR AT POST DEVRUKH MAIN ROAD NEW MODERN SCHOOL TAL SANGAMESHWAR DEVRUKH MAHARASHTRA 415804 View
KHED HDFC0009318 GROUND FLR MUKADAM LANDMARK BLDG 2 TEEN BATTI NAKA AT POST AND TAL KHED RATNAGIRI MAHARASHTRA 415709 View
KOHINOOR PARADISE RATNAGIRI HDFC0007942 103 KOHINOOR PARADISE S NO 284 HISSA NO 1/21 D/2 CTS NO 532/2 A AROGYA MANDIR NACHANE 415 612 RATNAGIRI MAHARASHTRA 415617 View
LANJA HDFC0009340 H NO 3726 SADGURU COMPLEX MUMBAI GOA HIGHWAY NEW BAZAR PETH LANJA DIST RATNAGIRI LANJA MAHARASHTRA 416701 View
LOTE HDFC0007005 GROUND FLOOR SHREE SAI COMPLEX MIDC LOTE KHED CHIPLUN MAHARASHTRA 415722 View
PRITIVARDHAN PLAZA CHIPLUN HDFC0007974 OFFICE NOS 1 2 3 1ST FLOOR PRITIVARDHAN PLAZA OPP SANE HOSPITAL KARAD RD CHIPLUN 415 605 CHIPLUN MAHARASHTRA 415605 View
RAJAPUR HDFC0005406 GRD FLOOR THE ROYAL PLAZA OPP RAJAPUR S T BUS DEPOT MUMBAI GOA HIGHWAY RAJAPUR RAJAPUR MAHARASHTRA 416702 View
RATNAGIRI HDFC0000430 SHOWROOM NO 3,MANGESH-SHANTA APT, NEAR MARUTI MANDIR,RATNAGIRI MAHARASHTRA 415639 View
RATNAGIRI II HDFC0005434 GRD FLOOR SANGHVIS FURNITURE SWAPNALOK COMPLEX OPP RATNAGIRI S T STAND RATNAGIRI MAHARASHTRA 415612 View
RATNAGIRI III HDFC0007006 GRD AND 1ST FLOOR PLOT NO 103 A HISSA NO 2 86 PLOT NO 5 KHEDSHI MANDANGAD MAHARASHTRA 415612 View
SHIRGAON HDFC0003498 SHOP NO. 7,8,9 . GROUND FLOOR, BELOW GRAMPANCHYAT OFFICE,SHIRGAON RATNAGIRI MAHARASHTRA 415629 View
WATAD KHANDALA JAYGAD ROAD HDFC0004903 GRD FLOOR AMIT TOWER BUILDING PO WATAD KHANDALA JAIGAD ROAD RATNAGIRI MAHARASHTRA 415613 View

Detailed Branch Information for Hdfc Bank IFSC Code in Ratnagiri, Maharashtra - Hdfc Bank Branch List Ratnagiri, Maharashtra

You are viewing the branch listings for Hdfc Bank in Ratnagiri, Maharashtra. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ratnagiri:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.