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Union Bank Of India IFSC Code in Azamgarh, Uttar Pradesh - Union Bank Of India Branch List Azamgarh, Uttar Pradesh

117 Results
Branch Name IFSC Code Address Action
AHARULA UBIN0536032 AT & POST AHRAULA, MATLUPUR, TEHSIL BURAHANPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 221. View
AILWAL UBIN0566811 322 AILWAL NEAR TRIMUHANI AZAMGARH UTTAR PRADESH276001 View
AMBARI UBIN0541940 AT & POST AMBARI, BLOCK PHOOLPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 222. View
AMILO UBIN0549550 AT & POST AMILO, VIA MUBARKARPUR, SATHIAON, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 401. View
ANWARGANJ UBIN0546887 AT & POST MAHARAJPUR, PALHANI,DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 001. View
ATRAITH UBIN0542482 AT & POST ATRAITH, KOELSA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 142. View
ATRAULIA UBIN0534757 AT & POST ATRAULIA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 223 View
AZAMGARH - CIVIL LINES UBIN0542652 328, CIVIL LINES,DIST. AZAMGARH, UTTAR PRADESH, View
AZAMGARH BRANCH UBIN0830828 MAIN MARKET,SIDHARI OPPOSITE JALAN,276001 View
AZAMGARH MAIN UBIN0530280 UNION BANK OF INDIA, AZAMGARH MAIN, 99, TAKIA, AZAMGARH,, DIST. AZAMGARH, UTTAR PRADESH,, PIN - 276 001. View
BADSARA KHALSA UBIN0575062 BADSARA KHALSA PO BASDEVANAGARNIZ TEH AZAMGARH UTTAR PRADESH PINCODE276141 View
BAMAHAUR, AZAMGARH UBIN0567418 SHRI KASHI CHAND. YDV. R&D INSTITUTE AZAMGARH UTTAR PRADESH PIN-276006 View
BANSGAON UBIN0545783 AT & POST BANSGAON, BLOCK ATRAULIA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 223 View
BARHYA UBIN0549525 AT POST BARHYA BLOCK ATRAULIA DIST. AZAMGARH UTTAR PRADESH PIN 223223 View
BASKHARI UBIN0561479 VILLAGE BASKHARI AMBEDKAR NAGAR UP PIN 224127 View
BASTI BHUJBAL UBIN0545490 AT BASTI BHUJAWAL, POST YUDHISTIR PATTI,DIST. AZAMGARH, UTTAR PRADESH, View
BELASIA UBIN0554448 SARFUDDINPUR, NEAR CHANAKYA CINEMA HALL,AZAMGARH VARANASI ROAD, AZAMGARH(SADAR), PALAHNI, DIST.AZAMGARH, U.P. - 276 001. View
BHADIA MEHBOOBGANJ UBIN0548715 BHADIYA MEHAGUGANJ POST KHARIHANI MEHNAGAR DIST. AZAMGARH UTTAR PRADESH PIN 276204 View
BHIMBER UBIN0543217 AT POST BHIMBER BILARIAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276121. View
BHUJHI UBIN0549304 AT POST BHUJHI VIAJAHANAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276131 View
BILARIAGANJ UBIN0530328 AT & POST BILARIAGANJ, TEHSIL SAGARI, DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 121. View
BRAHATIL JAGDISHPUR UBIN0567426 JAHANGANJ BR VILL, BRAHATIL JAGDISHPUR AZAMGARH UTTAR PRADESH PIN-276001 View
CAPTAINGANJ UBIN0534234 MAIN MARKET, AT CAPTAINGANJ, MAHARAJGANJ,POST TERHI, DIST. AZAMGARH,UTTAR PRADESH, PIN - 276 141. View
CHANDESHWAR UBIN0536652 AT. CHATWARA MORE, POST CHANDESHWAR, PALAHNI, DIST. AZAMGARH, UTTAR PRADESH, UTTAR PRADESH,PIN - 276 128 View
CHANDPATTI UBIN0545937 AT POST CHANDPATTI HARRAIYA DIST. AZAMGARH UTTAR PRADESH PIN 276122. View
CHEWAR PASCHIM UBIN0572918 AT KANJAHIT TEHSIL LALGANJ AZAMGARH UTTAR PRADESH PINCODE 276201 View
CHHAPRA SULTANPUR UBIN0543829 AT POST CHHAPRASULTANPUR DIST. AZAMGARH UTTAR PRADESH PIN 296124 View
CHIRIKIHIT UBIN0569321 VIL POST CHIRIKIHIT TEHSIL LALGANJ CHIRIKIHIT UTTAR PRADESH PINCODE View
CHITARA MAHMOODPUR UBIN0567400 VILL. POST CHITARA MAHMOODPUR AZAMGARH UTTAR PRADESH PIN-276001 View
CHITTEPUR UBIN0546062 AT POST CHHITTEPUR MARTINGANJ DIST. AZAMGARH UTTAR PRADESH PIN 223226. View
CHOWKI BARDAH UBIN0571211 VILL CHOWKI MOD POST OFFICE BARDAH AZAMGARH UTTAR PRADESH PINCODE-276301 View
CURRENCY CHEST AZAMGARH UBIN0584029 TRIMUHANI CHAURAHA, AILWAL View
DEOGAON UBIN0563587 DEOGAON, AZAMGARH, UP View
DEVAIT UBIN0571199 VPO DEVAIT TEHSIL MEHNAGAR DIST AZAMGARH AZAMGARH UTTAR PRADESH PINCODE-276207 View
DEVKHARI UBIN0592412 UNION BANK OF INDIA DEVKHARI BRANCH ABOVE NEXA SHOWROOM BHAWARNATH AZAMGARH View
DEVPAR,AZAMGARH UBIN0569933 VILLAGE PATAR PO ANJANSHAHEED AZAMGARH UTTAR PRADESHPIN 276125 View
DHURIPUR UBIN0572543 VILL DHURIPUR PO NIZAMABAD UTTAR PRADESH PINCODE 276206 View
DIHA UBIN0547867 AT POST DIHA VIA CHANDESWAR MEHNAGAR DIST. AZAMGARH UTTAR PRADESH PIN 276128 View
DULARGANJ - AUDHA UBIN0549274 AT AUDHA DULARGANJ POST SARAWAN THEKMA DIST.AZAMGARH UTTAR PRADESH PIN 276202 View
FI BHAKHARA UBIN0565580 VILLAGE PO BHAKHARA BLOCK PHULPUR CITY AZAMGARH DISTT AZAMGARH223226UTTAR PRADESH View
FI JOKHARA UBIN0565571 VILLAGE PO JOKHARA BLOCK HARIYA CITY AZAMGARH DISTT AZAMGARH276136UTTAR PRADESH View
FI KOHARA UBIN0565563 VILLAGE PO KOHARA BLOCK PAWAI CITY AZAMGARH DISTT AZAMGARH276288UTTAR PRADESH View
FI MITTUPUR UBIN0565555 VILLAGE PO MITTUPUR BLOCK JAHANAGANJ CITY AZAMGARH DISTT AZAMGARH276131UTTAR PRADESH View
GAMBHIRPUR UBIN0544175 AT POST GAMBHIRPUR MOHAMMADPUR DIST.AZAMGARH UTTAR PRADESH PIN 276302 View
GODRIPATTI,PAKWADNAR UBIN0549185 GODRI PATTI POST MOHAMMADPUR TEHSIL SAGRI DIST. AZAMGARH UTTAR PRADESH PIN 276138 View
GOMADIH UBIN0572900 AT RASULPUR BAZBAHADUR PO GOMADIH LALGANJ TEH AZAMGARH UTTAR PRADESH PINCODE 276202 View
HARAIYA, AZAMGARH UBIN0568341 RAGHUNATH PRASAD,SAHU MAHILA MAHAVIDHALYA AZAMGARH UTTAR PRADESH PINCODE-276001 View
HEERAPATI UBIN0546593 AT & POST HEERAPATI, PALAHNIDIST. AZAMGARH, UTTAR PRADESH,PIN - 276 001. View
JEOLI UBIN0546674 AT & POST JEOLI, JAUNPUR ROAD, THEKMA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 028 View
KABUTHRA UBIN0548723 AT KHABUTHRA POST MAHOLI PALHANA DIST. AZAMGARH UTTAR PRADESH PIN 276123 View
KANJARA DISHADPUR UBIN0546071 KANJRA DILSHADPURPO. LEELAPATTI BANKATIA DIST. AZAMGARH UTTAR PRADESH PIN 276124 View
KATGHAR SADAR AZAMGARH UBIN0569925 KATGHAR SADAR PO SIDHARI AZAMGARH UTTAR PRADESHPIN 276001 View
KHAJURI DANEJPATTI UBIN0549533 AT KHAJURI DHANEJPATTI POST KHAJURI AHRAULA DIST.AZAMGARH UTTAR PRADESH PIN 223221 View
KHARIHANI UBIN0561495 OM COMPLEX KHARIHANI BAZAR TARWAN ROAD P O KHARIHANI View
KHARSAHAN DEEDARGANJ UBIN0545601 KHARSHANDEEDARGAJ POST DEEDARGANJ PHOOLPUR DIST. AZAMGARH UTTAR PRADESH PIN 223224. View
KHUDADADPUR UBIN0549444 AT KHUDADADPUR, POST SANJARPUR, MIRJAPUR DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 227 View
KHUJIA UBIN0548804 AT KHUJIA POST RAUTMAU SATHIAON DIST. AZAMGARH UTTAR PRADESH PIN 276403 View
KISHUNDASPUR UBIN0546046 AT POST KISHUNDASPUR PALHANI DIST. AZAMGARH UTTAR PRADESH PIN 223221 View
KOELSA UBIN0534242 AT & POST KOELSA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 142. View
KOTILA UBIN0546038 AT & POST KOTILA, RANI KI SARAI, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 207 View
LACHHIRAMPUR UBIN0572217 HEERAPATTI PO SADAR TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276001 View
LAHIDIHA UBIN0542181 AT LAHIDIHA POST TOWA MIRZAPUR DIST. AZAMGARH UTTAR PRADESH PIN 276305 View
LAHUWA KHURD PALHANA UBIN0572926 ATBHIJPURPALHANA LALGANG DISTAZAMGARH UTTAR PRADESH PINCODE 276202 View
LALGANJ UBIN0536016 KATGHAR BAZAR, LALGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 202. View
LOHRA UBIN0546682 AT POST LOHRA BLOCK ATRAULIA DIST. AZAMGARH UTTAR PRADESH PIN 223223. View
MADHUBAN UBIN0575071 MADHUBAN PO KANDHARA SAGRI TEHSIL AZAMGARH UTTAR PRADESH PINCODE276135 View
MAHUL BRANCH UBIN0564311 MAHUL BRANCH,POWAI ROD AZAMGARH ,CITY - AZAMGARH ,PINCODE - 276123 View
MAHULA UBIN0545945 VILLAGE DAM MAHULA AT POST MAHULA DIST. AZAMGARH UTTAR PRADESH PIN 275303. View
MAHUWAR UBIN0572233 THBARPUR MAHUAR PO NIZAMABAD TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276208 View
MALIPUR, AMBEDKAR NAGAR UBIN0568350 NEAR SITA COLD STORAGE STATION ROAD, MALIPUR AZAMGARH UTTAR PRADESH PINCODE-276001 View
MANDE, AZAMGARH UBIN0570257 MANDEY VILLAGE TEHSIL SADAR AZAMGARH UTTAR PRADESH PINCODE 276129 View
MANGRAWAN UBIN0545929 AT & POST MANGRAWAN, BLOCK MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205 View
MARTINGANJ UBIN0537021 MARTINGANJ POST DEEDARGANJ DIST. AZAMGARH UTTAR PRADESH PIN 223224 View
MEHNAGAR UBIN0535737 AT & POST MEHNAGAR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 204 View
MILKIPUR UBIN0547794 AT MILKIPUR, POST MUTKALLIPUR, BLOCK PAWAI, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 225 View
MOHAMMADPUR ,DIST AZAMGARH UBIN0536954 POST MOHAMMADPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 205 View
MOHAMMADPUR,LATGHAT UBIN0549258 AT MOHAMMADPUR POST TARAUKA DIST. AZAMGARH UTTAR PRADESH PIN 276136 View
MUBARAKPUR UBIN0530301 JAMI ASHARAFIA BUILDING, MUBARAKPUR, PURAKHAZIR, SATHIAON, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 404. View
NARAINPUR,DIST AZAMGARH UBIN0549479 AT NARAYANPUR(KANCHANPUR) POST HADAURA DIST.AZAMGARH UTTAR PRADESH PIN 276126 View
NASEERUDDINPUR,AZAMGARH UBIN0571202 NASEERUDDINPUR,AZAMGARH VIL&PO NASEERUDDINPUR SATHIAON,SADAR, AZAMGARH UTTAR PRADESH PINCODE-276201 View
NASIRPUR UBIN0546607 NASEERPUR, POST BINDWAL, BILARIAGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 121 View
NEWADA,DIST FAIZABAD UBIN0545392 AT POST PAIKAULI BAZAR NEWADA BHIYAUN DIST. AZAMGARH UTTAR PRADESH PIN 224 216. View
NIHOREGANJ UBIN0571181 NIHOREGANJ VILL-ISMAILPUR PO-KALICHABAD AZAMGARH UTTAR PRADESH PINCODE-276301 View
NOORUDDINPUR UBIN0549452 NOORUDDINPUR POST SODHARI TEHBARPUR VIA NIZAMABAD DIST. AZAMGARH UTTAR PRADESH PIN 276206 View
PADRI UBIN0549266 AT TURK PADRI POST PATILA GHAUSPUR BLOCK BILARIAGANJ DIST. AZAMGARH UTTAR PRADESH PIN 276121 View
PARMANPUR MOD MAULANIPUR UBIN0547573 POST TARWAN PARMANPUR MOD ROAD MAULANIPUR DIST. AZAMGARH UTTAR PRADESH PIN 276123 View
PARSURAMPUR UBIN0543764 PARSURAMPUR POST JAMILPUR MAHARAJGANJ DIST.AZAMGARH UTTAR PRADESH PIN 276139 View
PAWAI UBIN0538451 AT POST PAWAI DIST.AZAMGARH UTTAR PRADESH PIN 223225 View
PHOOLESH UBIN0545651 AT & POST PHULESH, MARTINGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 224 View
PHULPUR UBIN0535974 AT & POST PHULPUR, OPP. MAIN ROAD PHULPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 304. View
R.O.AZAMGARH UBIN0535192 328, CIVIL LINES, AZAMGARH, AZAMGARH UTTAR PRADESH PIN-276001 View
RAHMATGANJ UBIN0545449 RAHMATGANJ, POST BUXPUR, THEKMA, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 303 View
RAJAGANJ UBIN0546551 AT KATAR, POST SHAHGANJ, PHOOLPUR DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 101. View
RANIPUR RAJMO UBIN0572225 BINDRA BAZAR PO MEHNAGAR AZAMGARH AZAMGARH UTTAR PRADESH PINCODE 276205 View
RASEPUR UBIN0543772 AT POST RASEPUR TARWAN DIST. AZAMGARH UTTAR PRADESH PIN 276129 View
REGIONAL OFFICE AZAMGARH SOUTH UBIN0592501 092/291 CIVIL LINES OPPOSITE SUDARSHAN PETROL PUMP AZAMGARH 276001 View
SAGRI UBIN0530310 AT SAGRI, POST JEEYANPUR, DIST. AZAMGARH, UTTAR PRADESH,PIN - 276 138. View
SAHDEOGANJ UBIN0549487 VILLAGE MUDILPUR POST MAHESHPUR MAHARAJGANJ DIST.AZAMGARH UTTAR PRADESH PIN 276137 View
SAITHWAL, AZAMGARH UBIN0570231 SAITHWAL VIL RANI KI SARAI PO SADAR TEHSIL AZAMGARH UTTAR PRADESH PINCODE 276207 View
SARAIMEER UBIN0542539 AT & POST SARAIMIR, BLOCK MIRJAPUR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 305. View
SHAHPUR UBIN0546259 AT SHAHPUR POST SARAIN AHRAULA DIST. AZAMGARH UTTAR PRADESH PIN 223221 View
SHEEWLI ,RASHID GANJ, AZAMGARH UBIN0570435 VILLAGE POST SHEEWLI RASHEEGANJNIZAMBAD AZAMGARH UTTAR PRADESH PINCODE 276206 View
SIKROUR UBIN0542806 AT & POST SIKRAUR (SAHBARI), MARTINGANJ, DIST. AZAMGARH, UTTAR PRADESH, PIN - 223 226 View
SINGHPUR UBIN0545538 AT & POST SINGHPUR, VIA BANSGAON, MEHNAGAR, DIST. AZAMGARH, UTTAR PRADESH, PIN - 276 126 View
SOHAULI AZAMGARH UBIN0570249 SOHAULI V&PO SOHAULI TEHSIL PHOOLPUR AZAMGARH UTTAR PRADESH PINCODE- 276301 View
SUKHIPUR PHULWARIA UBIN0545406 AT POST SUKHIPUR PHULWARIA AHRAULA DIST. AZAMGARH UTTAR PRADESH PIN 223 221. View
TANDA UBIN0563595 TANDA, AZAMGARH, UP View
THATHERI BAZAR UBIN0566616 THATHERI BAZAR NEAR TAXI STAND CITY AZAMGARH UTTAR PRADESH PIN 276305 View
THEKMA UBIN0535605 AT POST THEKMA DIST.AZAMGARH UTTAR PRADESH PIN 276303 View
UCHEHUWA UBIN0571172 VPO UCHEHUWA TEHSIL MEHNAGAR AZAMGARH UTTAR PRADESH PINCODE-276207 View
UKRARA UBIN0546615 AT UKRAURA POST HAFIZPUR PALHANI DIST. AZAMGARH UTTAR PRADESH PIN 276125 View
UNION PREMIER JIYANPUR UBIN0590762 UNION PREMIER BRANCH JIYANPUR OPPOSITE HYDLE PINCODE 276140 DIST-AZAMGARH UTTAR PRADESH View
UNION PREMIER MUBARAKPUR UBIN0590720 MUBARAKPUR MAIN ROAD NEAR ROADWAYS MUBARKPUR UTTAR PRADESH 276404 View
UNION PREMIER PHULPUR UBIN0590711 LIC OFFICE BUILDING, OPPOSITE INDIAN OIL , MAIN ROAD PHULPUR DIST AZAMGARH PIN 246304 View
VAGHAUR INAMPUR UBIN0572896 AT BAGHURA INAMPURA PO FARIHA TEH NIZAMABD UTTAR PRADESH PINCODE 223227 View
VAZIRMALPUR UBIN0547701 AT VAZIRMALPUR POST MOHNAT TAHBARPUR VIA NIZAMABAD DIST. AZAMGARH UTTAR PRADESH PIN 276001 View
VIKAS BHAWAN AZAMGAR UBIN0558826 VIKAS BHAWAN CIVIL LINES AZAMGARH View

Detailed Branch Information for Union Bank Of India IFSC Code in Azamgarh, Uttar Pradesh - Union Bank Of India Branch List Azamgarh, Uttar Pradesh

You are viewing the branch listings for Union Bank Of India in Azamgarh, Uttar Pradesh. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Azamgarh:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.