IFSC Code Details

Union Bank Of India Ludhiana IFSC Code UBIN0904805

Q: Can I use this IFSC code for NEFT, RTGS, and IMPS?

Yes, the IFSC code UBIN0904805 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

UNION BANK OF INDIA

Branch

LUDHIANA

NEFT RTGS IMPS

IFSC CODE

UBIN0904805

UNION BANK OF INDIA - LUDHIANA Details

Bank Name	UNION BANK OF INDIA
IFSC Code	UBIN0904805 Use for NEFT, RTGS, IMPS
MICR Code	Not Available
Branch Name	LUDHIANA
Address	SCO34 FEROZ GANDHI MARKET, PAKHOWAL ROAD, LUDHIANA 141001
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Contact Number	2400325

About UNION BANK OF INDIA in LUDHIANA

Looking for the IFSC Code of UNION BANK OF INDIA, LUDHIANA branch? The code is UBIN0904805.

This branch is situated at SCO34 FEROZ GANDHI MARKET, PAKHOWAL ROAD, LUDHIANA 141001 in LUDHIANA district of PUNJAB.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to UNION BANK OF INDIA LUDHIANA branch, you need to provide the beneficiary's account number and this IFSC code (UBIN0904805) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code UBIN0904805 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.

Union Bank Of India Ludhiana IFSC Code UBIN0904805

UNION BANK OF INDIA - LUDHIANA Details

About UNION BANK OF INDIA in LUDHIANA

Frequently Asked Questions

What is an IFSC Code?

How do I use the IFSC Code UBIN0904805?

What is the difference between IFSC and MICR code?

Can I use this IFSC code for NEFT, RTGS, and IMPS?

Where can I find the IFSC code on my cheque book?

Is it safe to share my IFSC code?

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UNION BANK OF INDIA in LUDHIANA