IFSC Code Details

Union Bank Of India Ghawadi IFSC Code UBIN0540609

Branch
GHAWADI
NEFT RTGS IMPS
IFSC CODE
UBIN0540609

UNION BANK OF INDIA - GHAWADI Details

Bank Name UNION BANK OF INDIA
IFSC Code UBIN0540609 Use for NEFT, RTGS, IMPS
MICR Code Not Available
Branch Name GHAWADI
Address NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206.
City GHAWADI
District LUDHIANA
State PUNJAB
Contact Number 2852177

About UNION BANK OF INDIA in GHAWADI

Looking for the IFSC Code of UNION BANK OF INDIA, GHAWADI branch? The code is UBIN0540609.

This branch is situated at NEAR GURUDWARA VPO GHAWADI DIST. LUDHIANA PUNJAB PIN 141206. in GHAWADI district of PUNJAB.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to UNION BANK OF INDIA GHAWADI branch, you need to provide the beneficiary's account number and this IFSC code (UBIN0540609) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code UBIN0540609 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.

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