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Union Bank Of India IFSC Code in Ratnagiri, Maharashtra - Union Bank Of India Branch List Ratnagiri, Maharashtra

16 Results
Branch Name IFSC Code Address Action
ALANDI UBIN0558788 MAHARASHTRA ACADEMY OF ENGG ALANDI DEHU PHATA TAL KHEDA View
AMBADAS UBIN0548561 KHEDEKAR HOUSE, AT & POST AMBADAS, TALUKA KHED, DIST. RATNAGIRI,MAHARASHTRA PIN - 415 605 View
CHIPLUN UBIN0915599 SURVEY NO 147, HISSA NO 21, FIRST FLOOR, PARSHURAM PARK, S T STRAND TO CHINCHNAKA ROAD, AT POST BHOGALE, CHIPLUN415605 View
CHIPLUN UBIN0537721 K. AMIN APARTMENT, PRABHAT LANE,AT & POST CHIPL DIST.RATNAGIRI, MAHARASHTRA,PIN-415 605. View
DABHOL UBIN0532118 GRAMSACHIVALAYA, AT POST DABHOL,TALUKA DAPOLI, DIST. RATNAGIRI,MAHARASHTRA, PIN - 415 706. View
DHAMANAND UBIN0543152 AT POST DHAMANAND TALUKA KHED DIST.RATNAGIRI PIN 415718 MAHARASHTRA View
GUHAGAR UBIN0566128 PAHAT,NEAR ST DEPO AT POST GUHAGAR CITY - GUHAGAR DISTT.RATNAGIRI PIN-415703 MAHARASHTRA View
HARNAI UBIN0532126 HOUSE NO. 130, BAZAR PETH, HARNAI,TALUKA DAPOLI, DIST. RATNAGIRI,PIN - 415 713. MAHARASHTRA View
KARJIKAR MOHALLA UBIN0537756 AT & POST KALUSTA, TALUKA CHIPLUN,DIST. RATNAGIRI, PIN - 415 618. MAHARASHTRA. View
KOLHAPUR UBIN0532100 RATNAGIRI BRANCH,2115,JAWAHARROAD, POSTBOX NO.19, OPP S .T. STAND, PIN-415612. View
KOLTHARE UBIN0550167 GODBOLE HOUSE MAIN ROAD POST KOLTHARE TALUKA DAPOLI DIST.RATNAGIRI MAHARASHTRA PIN 415712 View
KUWARBAV UBIN0563129 SHREE SAMARTHA KRUPA PADWEWADI MIRJOLE KUWARBAV MAHARASHTRA 415639 View
NATE UBIN0532134 ANANT LAXMI NIWAS H H BALBALE BUILDING AT POST NATE TALUKA RAJAPUR DIST.RATNAGIRI PIN 415806 MAHARASHTRA View
PALSHET UBIN0541974 ASHIRWAD, AT & POST PALSHET, TALUKA GUHAGAR, DIST. RATNAGIRI, PIN - 415 704. View
RAJAPUR UBIN0571768 ZAMEERS ARCADE NXT TO POLICE STN RAJAPUR GOA PINCODE-416702 View
RATNAGIRI UBIN0908029 2D WING,1ST FLOOR,JAVKAR PLAZA,JAI STAMBH,MAIN RD.RATNAGIRI 415612 View

Detailed Branch Information for Union Bank Of India IFSC Code in Ratnagiri, Maharashtra - Union Bank Of India Branch List Ratnagiri, Maharashtra

You are viewing the branch listings for Union Bank Of India in Ratnagiri, Maharashtra. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ratnagiri:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.