IFSC Code Details

State Bank Of India Sme City Credit Centre IFSC Code SBIN0005023

Q: Can I use this IFSC code for NEFT, RTGS, and IMPS?

Yes, the IFSC code SBIN0005023 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

STATE BANK OF INDIA

Branch

SME CITY CREDIT CENTRE

NEFT RTGS IMPS

IFSC CODE

SBIN0005023

STATE BANK OF INDIA - SME CITY CREDIT CENTRE Details

Bank Name	STATE BANK OF INDIA
IFSC Code	SBIN0005023 Use for NEFT, RTGS, IMPS
MICR Code	Not Available
Branch Name	SME CITY CREDIT CENTRE
Address	DISTLUDHIANA STATE PUNJAB PIN141001
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Contact Number	Not Available

About STATE BANK OF INDIA in LUDHIANA

Looking for the IFSC Code of STATE BANK OF INDIA, SME CITY CREDIT CENTRE branch? The code is SBIN0005023.

This branch is situated at DISTLUDHIANA STATE PUNJAB PIN141001 in LUDHIANA district of PUNJAB.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to STATE BANK OF INDIA SME CITY CREDIT CENTRE branch, you need to provide the beneficiary's account number and this IFSC code (SBIN0005023) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code SBIN0005023 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.

State Bank Of India Sme City Credit Centre IFSC Code SBIN0005023

STATE BANK OF INDIA - SME CITY CREDIT CENTRE Details

About STATE BANK OF INDIA in LUDHIANA

Frequently Asked Questions

What is an IFSC Code?

How do I use the IFSC Code SBIN0005023?

What is the difference between IFSC and MICR code?

Can I use this IFSC code for NEFT, RTGS, and IMPS?

Where can I find the IFSC code on my cheque book?

Is it safe to share my IFSC code?

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STATE BANK OF INDIA in LUDHIANA