IFSC Code Details

Punjab National Bank Ghagwal IFSC Code PUNB0981200

Branch
GHAGWAL
NEFT RTGS IMPS
IFSC CODE
PUNB0981200

PUNJAB NATIONAL BANK - GHAGWAL Details

Bank Name PUNJAB NATIONAL BANK
IFSC Code PUNB0981200 Use for NEFT, RTGS, IMPS
MICR Code 180024044
Branch Name GHAGWAL
Address PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141
City SAMBA
District JAMMU
State JAMMU AND KASHMIR
Contact Number 9419535492

About PUNJAB NATIONAL BANK in SAMBA

Looking for the IFSC Code of PUNJAB NATIONAL BANK, GHAGWAL branch? The code is PUNB0981200.

This branch is situated at PUNJAB NATIONAL BANK GHAGWAL DIST SAMBA JAMMU JAMMU AND KASHMIR 184141 in SAMBA district of JAMMU AND KASHMIR.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to PUNJAB NATIONAL BANK GHAGWAL branch, you need to provide the beneficiary's account number and this IFSC code (PUNB0981200) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code PUNB0981200 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.