Search IFSC Code

Kotak Mahindra Bank Limited IFSC Code in Ludhiana, Punjab - Kotak Mahindra Bank Limited Branch List Ludhiana, Punjab

19 Results
Branch Name IFSC Code Address Action
AGWAR GUJJRAN BRANCH KKBK0003909 GRD 1ST FLR SHOP NO BXIX 1849 PLOT NO 508 1A 505 1B 508 1C COLLEGE RD AGWAR GUJJRAN JAGRAON PB 142026 View
BRS NAGAR BRANCH KKBK0003908 UPPER GROUND FLOOR SCO 36 37 F BLOCK BRS NAGAR NEAR ORIENT CINEMA EAST DAY LUDHIANA PUNJAB 141001 View
DORAHA KKBK0004064 OLD GRAIN MARKET DORAHA 141421 View
GILL ROAD - LUDHIANA KKBK0003902 BLOCK XV 399 AND 399 1 BASEMENT GROUND AND I FLOOR MOONGPHALI MANDI GILL ROAD LUDHIANA 141003 View
KHATRA KKBK0003917 KOTAK MAHINDRA BANK LTD, WARD NO. 21, G.T. RAOD, KHANNA, LUDHIANA, KHATRA - 141401. PUNJAB View
LUDHIANA KKBK0003901 KOTAK MAHINDRA BANK LTD., UPPER GROUND FLOOR, B-19-400/2, RANI JHANSI ROAD, CIVIL LINES, LUDHIANA - 141001, PUNJAB View
LUDHIANA KKBK0000251 SCO 120, GROUND FLOOR,FEROZE GANDHI MARKET,LUDHIANA - 141 001 View
LUDHIANA - GIASPURA KKBK0003915 KOTAK MAHINDRA BANK LTD, B29, VASIKA NO. 9113, SHANTI NAGAR, GIASPURA, LUDHIANA - 141014. PUNJAB View
LUDHIANA BRANCH KKBK0003905 GROUND FLOOR SCO 31 SECTOR 32 CHANDIGARH ROAD LUDHIANA PUNJAB 141001 View
LUDHIANA FOCAL POINT ROAD KKBK0003913 KOTAK MAHINDRA BANK LTD, B-30, 1854/4, PHASE-II, FOCAL POINT ROAD, LUDHIANA - 141014. PUNJAB View
LUDHIANA HAIBOWAL KALAN KKBK0003916 KOTAK MAHINDRA BANK LTD, B-XXXIV - 4659, MAIN ROAD, HAIBOWAL KALAN, LUDHIANA - 141001. PUNJAB View
LUDHIANA KESAR GANJ MANDI KKBK0003914 KOTAK MAHINDRA BANK LTD, 787, BLOCK 8, LAKKAR BAZAR, KESAR GANJ MANDI LUDHIANA - 141008. PUNJAB View
LUDHIANA NEW GRAIN MARKET KKBK0003910 GROUND FLOOR SCF 11 MAIN BAHADUR KE ROAD NEW GRAIN MARKET OPP NEW SABJI MANDI LUDHIANA 141 008 PUNJAB View
MILLER GUNJ BRANCH KKBK0003900 MILLER GUNJ BRANCH- LUDHIANA, GROUND FLOOR, PREMISES NO. 180, GRANT TRUNK ROAD, MILLER GUNJ, LUDHIANA , PUNJAB-141003 View
MODEL TOWN EXTENSION BRANCH KKBK0003904 MODEL TOWN BRANCH LUDHIANA GROUND FLOOR SCO 27 A BLOCK MODEL TOWN EXTENSION LUDHIANA 141001 View
MULLANPUR - DAKHA KKBK0000267 FLOOR 1/150 A FEROZEPUR ROAD, MULLANPUR DAKHA, DISTT LUDHIANA, PUNJAB - 141 101. View
PAKHOWAL KKBK0004079 KHASRA NO 48 5 NEAR MAIN BUS STAND PAKHOWAL 141108 View
SAMRALA KKBK0004088 KHATA NO 842 871 KHASRA NO 53 57 0 10 CHANDIGARH ROAD SAMRALA 141114 View
SUNDER NAGAR BRANCH KKBK0003907 GROUND FLOOR B 24 2594 KHASRA NO 4985 32 4986 32 4987 32 TARAF SAIDAN JAGAT NAGAR ALSO KNOWN AS SUNDER NAGAR LUDHIANA PUNJAB 141007 View

Detailed Branch Information for Kotak Mahindra Bank Limited IFSC Code in Ludhiana, Punjab - Kotak Mahindra Bank Limited Branch List Ludhiana, Punjab

You are viewing the branch listings for Kotak Mahindra Bank Limited in Ludhiana, Punjab. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ludhiana:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.