Search IFSC Code

Indian Bank IFSC Code in Ludhiana, Punjab - Indian Bank Branch List Ludhiana, Punjab

37 Results
Branch Name IFSC Code Address Action
BHOURA IDIB000B055 E 12/783 G T ROAD BY PASS NEAR GMT SCHOOL NETAJI NAGAR PIN 141005 View
BRS NAGAR IDIB000B165 SCO 39 BLOCKG OPP SARABHA NAGAR POLICE STATION BRS NAGAR LUDHIANA PIN 141012 View
DORAHA IDIB000D069 AJAIB SINGH COMPLEX OPPOSITE FLY OVER GTROAD DORAHA DORAHA PIN 141421 View
DUGRI IDIB000D029 DUGRI DUGRI ROADNEAR SHITLA MATA MANDIR BACK SIDE BHARAT PETROL PUMP PO BASANT AVENUE PIN 141013 View
DURGI ROAD LUDHIANA IDIB000D669 B 3750/19/21 NEAR AXIS BANK DUGRI ROAD LUDHIANA LUDHIANA PIN 141002 View
GILL ROAD LUDHIANA IDIB000G129 BXXI 2640/1 GILL ROAD NEAR ATI BUILDING PIN 141003 View
HAMBRAN IDIB000H521 MAIN ROAD VPO HAMBRAN HAMBRAN HAMBRAN PIN 141110 View
JAGRAON IDIB000J002 JHANSI RANI CHOWK RAIKOT ROAD JAGRAON JAGRAON PIN 142026 View
JAMALPUR IDIB000J552 HOUSE NO 3673 B 31 CHANDIGARH ROAD CHANDIGARH ROAD JAMALPUR JAMALPUR PIN 141010 View
KALSINAGAR IDIB000S141 1601 KALSI NAGAR MAIN G T ROADDHOLEWAL NEAR DADA MOTORS LUDHIANA PIN 141003 View
KHANNA IDIB000K680 SHUKLA BUILDING NEAR MALER KOTLA CHOWK G T ROAD KHANNA KHANNA PIN 141401 View
KOHARA IDIB000K728 VPO KOHARA OPPOSITE PUNJAB AND SIND BANK CHANDIGARH ROAD KOHARA KOHARA PIN 141112 View
LUDHIANA IDIB000L003 CLOCK TOWER CHOWK LUDHIANA LUDHIANA LUDHIANA PIN 141008 View
LUDHIANA B.R.S. NAGAR IDIB000L572 486G BLOCK BRS NAGAR LUDHIANA BRS NAGAR LUDHIANA PIN 141012 View
LUDHIANA CHAURABAZAR IDIB000L566 BEAT NO 37 CHAURA BAZAR CHAURA BAZAR LUDHIANA LUDHIANA PIN 141008 View
LUDHIANA FOCAL POINT IDIB000F521 OPPOSITE AARATI STEELS LIMITED SHIV CHOWK FOCAL POINT LUDHIANA LUDHIANA PIN 141001 View
LUDHIANA HEBOVAL IDIB000H506 NEAR SABJI MANDI CHOWKHAMBRAN ROAD HAIBOWAL LUDHIANA HAIBOWAL PIN 141001 View
LUDHIANA LINK ROAD IDIB000L569 818 INDUSTRIAL AREA B LINK ROAD PARTAP CHOWK LUDHIANA LUDHIANA PIN 141003 View
LUDHIANA OSWAL WOLLEN MILLS IDIB000O517 MAIN ROAD OSWAL FACTORY NEAR MONTE CARLO SHOWROOM G T ROAD SHERPUR CHOWK LUDHIANA LUDHIANA LUDHIANA PIN 141010 View
LUDHIANA RAJGURU NAGAR IDIB000L570 SCF 2 3 BLOCK C MAIN MARKET RAJGURU NAGAR RAJGURU NAGAR PIN 141012 View
LUDHIANA S.A.N. JAIN SHCOOL IDIB000S560 SAN JAIN SR SEC SCHOOL CIRCULAR ROAD DARESI DARESI LUDHIANA PIN 141008 View
LUDHIANA SHIVPURI IDIB000L571 SHIVPURI MANDIR DHARMASALA ROAD SHIVPURI SHIVPURI PIN 141008 View
LUDHIANA SME FINANCE BRANCH IDIB000L573 BXXIV 2667 RAHON ROAD SUNDER NAGAR LUDHIANA LUDHIANA PIN 141007 View
LUDHIANA VARDHMAN IDIB000L574 NEAR SAMRALA CHOWK CHANDIGARH ROAD LUDHIANA JAMALPUR PIN 141010 View
MACHHIWARA IDIB000M508 LAXMIMARKET SAMRALA ROAD OPP HAR MILAP FILLING STATION MACHHIWARA SAMARLA MACHHIWARA PIN 141115 View
MANDIALI KALAN IDIB000M402 VILLAGE MANDIALA KALAN, POST BIJA, TEHSIL KHANNA View
MCB LUDHIANA IDIB000M363 165 INDUSTRIAL AREA A INDUSTRIAL AREA PIN 141003 View
MODEL TOWN IDIB000M149 GURU NANAK KHALSA COLLEGE FOR WOMEN GUJARKHAN CAMPUS MODEL TOWN MODEL TOWN PIN 141002 View
MULLANPUR IDIB000M281 DHALIWAL COMPLEX FEROZEPUR ROAD MULLANPUR MANDI MULLANPUR PIN 141101 View
POKHAWAL ROAD LUDHIANA IDIB000P524 B XXVI745/9/1 SHAKTI NAGAR PAKHOWAL ROAD LUDHIANA LUDHIANA LUDHIANA PIN 141002 View
RAIKOT IDIB000R517 MALERKOTLA HIGHWAYNEAR HARI SINGH NALWA CHOWK RAIKOT RAIKOT PIN 141109 View
SAHNEWAL IDIB000S530 29 MAIN GRAIN MANDI SAHNEWAL SAHNEWAL PIN 141120 View
SAM LARGE LUDHIANA IDIB000S818 165 ,INDUSTRIAL AREA A, R K ROAD, NEAR CHEEMA CHOWK, MILLERGANJ View
SAMRALA IDIB000S558 KHANNA NAWANSHAHR ROAD SAMRALA SAMRALA SAMRALA PIN 141114 View
SHAHID KARNAILSINGH NAGAR LUDHIANA IDIB000S238 HOUSE NO 48C SHAHEED KARNAIL SINGH NAGAR PHASE III SUA ROAD JAWADI NEAR PAKHOWAL ROAD PIN 141013 View
SUNVIEW ENCLAVE LUDHIANA IDIB000S300 SCO 12 F2 RACEWAY ROAD SUNVIEW ENCLAVE AYALI KALAN PIN 142027 View
TAGORE NAGAR IDIB000T151 1105 KIRAN VILLA TAGORE NAGAR B CIVIL LINES LUDHIANA PIN 141001 View

Detailed Branch Information for Indian Bank IFSC Code in Ludhiana, Punjab - Indian Bank Branch List Ludhiana, Punjab

You are viewing the branch listings for Indian Bank in Ludhiana, Punjab. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ludhiana:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.