Search IFSC Code

Indian Bank IFSC Code in Ernakulam, Kerala - Indian Bank Branch List Ernakulam, Kerala

26 Results
Branch Name IFSC Code Address Action
ALUVA IDIB000A014 19/253 3) 1ST FLOOR DEW PROPERTIES IMA JUNCTION POWER HOUSE ROAD ALUVA PIN 683101 View
ALUVA METRO STATION IDIB000A588 659 MUKKATH PLAZA BYEPASS JUNCTION ROAD ALWAYE8 683101 BY PASS ALUVA ALUVA MAIN PIN 683101 View
ANGAMALY IDIB000A137 3/360 C K G TOWERS NEAR K G HOSPITAL THRISSUR ROAD ANGAMALY PIN 683572 View
CHENGAMANAD ERNAKULAM IDIB000C013 VI/155 MAIN ROAD ATHANI MANJALI ROAD CHENGAMANAD CHENGAMANAD PIN 683578 View
COCHI IDIB000K726 PALACE ROAD MATTANCHERY MATTANCHERY PIN 682002 View
EDAPPALLY IDIB000E028 THAMARASSERY BUILDING NEAR BRAHMASTHAANAM THATTAMPADY N H 17 EDAPALLY NORTH PO PIN 682024 View
ELAMAKKARA IDIB000E043 NEAR SAFA BAKERY KEERTHY NAGAR DESHABHIMANI ROAD ELAMAKKARA PIN 682026 View
ERNAKULAM IDIB000E007 P B NO 2554 CHERUPUSHPAM BUILDING SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031 View
KADAVANTHARA IDIB000K325 BUILDING NO 25/620 DAFFODILES K P VALLON ROAD KADAVANTHRA KADAVANTHRA PO PIN 682020 View
KAKKANAD IDIB000K176 CHIRACKAL BUILDING SEA PORT AIR PORT ROAD OPP SUNRISE HOSPITAL KAKKANAD PIN 682021 View
KALAMASSERY IDIB000K224 FIRST FLOOR AKKM TOWER CUSAT JN/ S KALAMASSERY COCHIN UNIVERSITY P O PIN 682022 View
KALOOR IDIB000K296 65/618A EXPRESS HOUSE KALOOR KALOOR P O PIN 682017 View
KIZHAKKAMBALAM IDIB000K297 12/461 KAKKATTU BUILDING KIZHAKKAMBALAM KIZHAKKAMBALAM PIN 683562 View
KOLENCHERRY IDIB000K295 IV/683H MUTTAPPILLY ARCADE KOLENCHERY KOLENCHERY PIN 682311 View
KOTHAMANGALAM IDIB000K352 PILINNATTU PROPERTIES, ALUVA MUNNAR ROAD, THANKALAM, KOTHAMANGALAM, ERNAKULAM - 686691 View
M. G. ROAD ERNAKULAM IDIB000M036 66/6600MALANKARA CENTREOPP SHENOYS THEATRE MGROAD ERNAKULAM M G ROAD ERNAKULAM PIN 682035 View
MARADU IDIB000M299 23/13 INTUC JUNCTION NH47 BYEPASS MARADU NETTOOR PO PIN 682040 View
MCB ERNAKULAM IDIB000M384 CHERUPUSHPAM BLDG2ND FLOOR SHANMUGHAM ROAD ERNAKULAM ERNAKULAM PIN 682031 View
MUVATTUPUZHA IDIB000M209 KUZHIVELIKUDIYIL ARCADE GROUND FLOOR ITR JUNCTION MARKET PO MUVATTUPUZHA PIN 686673 View
NORTH PARAVUR IDIB000N128 MGM HALL IST FLOOR NEAR STTHOMAS JACOBITE SYRIAN CHURCH KANNANKULANGARA NORTH PARAVURPO PIN 683513 View
PALARIVATTOM IDIB000P230 32/2335B B1 V E ARCADE OPP VYAPAR MANDIR PALARIVATTOM PIN 682025 View
PALLIMUKKU IDIB000E020 P B NO 2319 VENKAT TOWERS M G ROAD PALLIMUKKU ERNAKULAM MGROADERNAKULAM PIN 682016 View
PERUMBAVOOR IDIB000P172 NEHA TOWERS BOYS SCHOOL ROAD WEST OF GOVT HOSPITAL PERUMBAVOOR PIN 683542 View
TRIPUNITHURA IDIB000T171 INDIAN BANK INDIAN BANK JN TRIPUNITHURAEROOR ROAD POST EROOR PIN 682306 View
VYTILLA IDIB000C029 29/373 F GROUND FLOOR RAY BHAVAN N H 66 BYEPASS THYKOODAM VYTTILA COCHIN PIN 682019 View
WILLINGTON ISLAND IDIB000W007 24/1395 VENKITARAMAN ROAD PALLICHAL ROAD THOPPUMPADY THOPPUMPADY PIN 682005 View

Detailed Branch Information for Indian Bank IFSC Code in Ernakulam, Kerala - Indian Bank Branch List Ernakulam, Kerala

You are viewing the branch listings for Indian Bank in Ernakulam, Kerala. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ernakulam:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.