What is an IFSC Code and why is it important?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. It's mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS. The code ensures your money reaches the correct bank branch. The first 4 characters represent the bank, the 5th is always zero (0), and the last 6 characters identify the specific branch.

How do I find the IFSC code of my bank branch?

You can find your bank's IFSC code in several ways: (1) Check your bank cheque leaf - it's usually printed at the top, (2) Look in your bank passbook - it's mentioned on the first page, (3) Check your bank statement, (4) Use ToolMini's IFSC finder by selecting your bank, state, and district, or (5) Contact your bank's customer service. Our database provides instant access to IFSC codes for all major banks across India.

What's the difference between NEFT, RTGS, and IMPS?

NEFT (National Electronic Funds Transfer): Suitable for transactions of any amount, processed in batches, takes 2-3 hours. RTGS (Real Time Gross Settlement): For transactions above ₹2 lakhs, real-time processing, completed within 30 minutes. IMPS (Immediate Payment Service): Available 24/7, instant transfer, suitable for amounts up to ₹5 lakhs. All three require the beneficiary's IFSC code.

Is IFSC code different for different branches of the same bank?

Yes, each bank branch has its own unique IFSC code. Even if two branches are in the same city, they will have different IFSC codes. The first 4 characters (bank code) remain the same, but the last 6 characters (branch code) are unique to each location. Always ensure you're using the IFSC code specific to the beneficiary's branch to avoid transaction failures.

Can I transfer money using only the IFSC code?

No, the IFSC code alone is not sufficient for fund transfer. You need both the beneficiary's account number and the IFSC code. The account number identifies the specific account, while the IFSC code identifies the bank branch. Together, they ensure your money reaches the correct account at the correct branch. Some banks may also require additional details like beneficiary name and mobile number for verification.

What happens if I enter the wrong IFSC code?

If you enter an incorrect IFSC code, the transaction will typically fail and the amount will be refunded to your account within 7-10 working days. However, if the wrong IFSC code belongs to a valid branch and the account number matches an account at that branch, the money might be credited to the wrong account, making recovery difficult. Always double-check the IFSC code before confirming any transaction.

Are IFSC codes the same as MICR codes?

No, IFSC and MICR codes serve different purposes. IFSC (11 characters, alphanumeric) is used for electronic fund transfers like NEFT, RTGS, and IMPS. MICR (Magnetic Ink Character Recognition) code (9 digits, numeric) is used for cheque processing and clearing. While both identify bank branches, IFSC is essential for online transfers, whereas MICR is printed on cheques for automated processing. ToolMini provides both codes for your convenience.

Is it safe to share my bank's IFSC code?

Yes, it's completely safe to share your IFSC code. The IFSC code only identifies the bank branch and cannot be used to access your account or withdraw money. It's public information that anyone can find online. However, never share sensitive information like your account password, PIN, CVV, OTP, or debit/credit card details. IFSC code and account number together are only used to receive money, not withdraw it.

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Idbi Bank IFSC Code in Kannur, Kerala - Idbi Bank Branch List Kannur, Kerala

53 Results

Branch Name	IFSC Code	Address	Action
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K01	KANNUR 670 001	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K02	THAZHE CHOVVA 670 006	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K03	CHERUKUNNU 670 301	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K05	EDAKKAD 670 663	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K07	CHAKKARAKAL 670 613	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K08	KANNUR 670 001	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K10	KANNUR 670 001	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K12	PUTHIYATHERU 670 011	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K15	KANNUR 670 001	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K17	TALIPARAMBA 670 141	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K20	KUTHUPARAMBA 670 643	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K22	PANOOR 670 692	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K23	MAMBARAM 670 641	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K04	KOODALI 670592	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K06	PUTHIYATHERU 670011	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K24	PERINGATHUR 670 675	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K25	KUTHUPARAMBA 670 643	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K26	PANOOR 670 692	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K27	MANHODI 670 103	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K32	PAYYANNUR 670 307	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K34	PAYANGADI 670 538	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K35	PILATHARA 670 501	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K36	PARIYARAM 670 502	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K39	MATTANNUR 670 702	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K40	SREEKANDAPURAM 670 631	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K41	SREEKANDAPURAM 670 631	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K42	KARUVANCHAL 670 571	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K46	KOTTIYOOR 670 674	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K48	NEW MAHE 673 311	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K49	KELAKAM 670674	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K50	CHERUPUZHA 670511	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K51	KARIVELLUR,PIN 670521	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K52	MATHAMANGALAM BAZAR 670306	View
KANNUR DISTRICT CO OP BANK LTD	IBKL0340K53	KADAVATHUR 670676	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K09	AZHIKODE 670 009	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K11	KAMBIL 670 601	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K13	TALAP 670 004	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K14	CHAKKARAKAL 670 613	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K16	TALIPARAMBA 670 141	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K18	DHARMASALA 670 564	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K19	THALASSERY 670 101	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K21	THALASSERY 670 101	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K28	CHOKLI 670 672	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K29	PERINGATHUR 670 675	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K30	PAYYANNUR 670 307	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K31	PAYYANNUR 670 307	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K33	PARIYARAM MC 670 502	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K37	MATTANNUR 670 702	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K38	IRIKKUR 670 693	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K43	IRITTY 670 703	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K44	PERAVOOR 670 673	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K45	PARAT 670 693	View
KANNUR DISTRICT CO-OP BANK LTD.	IBKL0340K47	IRITTY 670 703	View

Detailed Branch Information for Idbi Bank IFSC Code in Kannur, Kerala - Idbi Bank Branch List Kannur, Kerala

You are viewing the branch listings for Idbi Bank in Kannur, Kerala. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Kannur:

Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:

On your **Bank Cheque Book** (usually top left or center).
On the first page of your **Bank Passbook**.
In your **Net Banking** or **Mobile Banking** app under account details.
Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.

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Idbi Bank IFSC Code in Kannur, Kerala - Idbi Bank Branch List Kannur, Kerala

Detailed Branch Information for Idbi Bank IFSC Code in Kannur, Kerala - Idbi Bank Branch List Kannur, Kerala

Frequently Asked Questions about IFSC Codes & Banking

What is the full form of IFSC?

Where can I find my IFSC Code?

What is the difference between IFSC and MICR code?

Can two branches have the same IFSC Code?

Is IFSC code required for UPI (Google Pay, PhonePe)?

What happens if I enter the wrong IFSC Code?

Does the IFSC code change if banks merge?

What is the 5th character of the IFSC code?

Can I use IFSC code for International Transfers (SWIFT)?

How much money can I send via NEFT/RTGS?

Is it safe to share my IFSC code with strangers?

What if my bank branch moves to a new location?

Why is the IFSC code required for Credit Card Bill Payment?

Can I search for a bank by IFSC code on this site?

Does the IFSC code expire?