What is an IFSC Code and why is it important?

IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. It's mandatory for all electronic fund transfers like NEFT, RTGS, and IMPS. The code ensures your money reaches the correct bank branch. The first 4 characters represent the bank, the 5th is always zero (0), and the last 6 characters identify the specific branch.

How do I find the IFSC code of my bank branch?

You can find your bank's IFSC code in several ways: (1) Check your bank cheque leaf - it's usually printed at the top, (2) Look in your bank passbook - it's mentioned on the first page, (3) Check your bank statement, (4) Use ToolMini's IFSC finder by selecting your bank, state, and district, or (5) Contact your bank's customer service. Our database provides instant access to IFSC codes for all major banks across India.

What's the difference between NEFT, RTGS, and IMPS?

NEFT (National Electronic Funds Transfer): Suitable for transactions of any amount, processed in batches, takes 2-3 hours. RTGS (Real Time Gross Settlement): For transactions above ₹2 lakhs, real-time processing, completed within 30 minutes. IMPS (Immediate Payment Service): Available 24/7, instant transfer, suitable for amounts up to ₹5 lakhs. All three require the beneficiary's IFSC code.

Is IFSC code different for different branches of the same bank?

Yes, each bank branch has its own unique IFSC code. Even if two branches are in the same city, they will have different IFSC codes. The first 4 characters (bank code) remain the same, but the last 6 characters (branch code) are unique to each location. Always ensure you're using the IFSC code specific to the beneficiary's branch to avoid transaction failures.

Can I transfer money using only the IFSC code?

No, the IFSC code alone is not sufficient for fund transfer. You need both the beneficiary's account number and the IFSC code. The account number identifies the specific account, while the IFSC code identifies the bank branch. Together, they ensure your money reaches the correct account at the correct branch. Some banks may also require additional details like beneficiary name and mobile number for verification.

What happens if I enter the wrong IFSC code?

If you enter an incorrect IFSC code, the transaction will typically fail and the amount will be refunded to your account within 7-10 working days. However, if the wrong IFSC code belongs to a valid branch and the account number matches an account at that branch, the money might be credited to the wrong account, making recovery difficult. Always double-check the IFSC code before confirming any transaction.

Are IFSC codes the same as MICR codes?

No, IFSC and MICR codes serve different purposes. IFSC (11 characters, alphanumeric) is used for electronic fund transfers like NEFT, RTGS, and IMPS. MICR (Magnetic Ink Character Recognition) code (9 digits, numeric) is used for cheque processing and clearing. While both identify bank branches, IFSC is essential for online transfers, whereas MICR is printed on cheques for automated processing. ToolMini provides both codes for your convenience.

Is it safe to share my bank's IFSC code?

Yes, it's completely safe to share your IFSC code. The IFSC code only identifies the bank branch and cannot be used to access your account or withdraw money. It's public information that anyone can find online. However, never share sensitive information like your account password, PIN, CVV, OTP, or debit/credit card details. IFSC code and account number together are only used to receive money, not withdraw it.

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Icici Bank IFSC Code in Ernakulam, Kerala - Icici Bank Branch List Ernakulam, Kerala

47 Results

Branch Name	IFSC Code	Address	Action
ANGAMALY	ICIC0000742	ICICI BANK LTD., ASWIN.S BUILDING, T B ROAD, ANGAMALY, DIST. ERNAKULAM, KERALA.683572	View
ARAKUZHA ROAD JUNCTION, MUVATTUPUZHA	ICIC0000223	ICICI BANK LTD., AMRITHA TOWERS, VELLOORKUNNAM, MUVATTUPUZHA ERNAKULAM.686673	View
CHEMBUMUKKU KOCHI, KERALA	ICIC0001163	ICICI BANK LTD., PALACKAL BUILDING, CHEMBUMUKKU, KAKKANAD, KOCHI ERNAKULAM DIST., KERALA.682030	View
CHENDAMANGLAM GOTHURUTH	ICIC0004355	ICICI BANK LTD., FIRST FLOOR,ST.GEORGE BUILDING,GOTHURUTH P.O.683516	View
CHOORNIKKARA-COMPANYPADY	ICIC0005418	SANOOR COMPLEX,METRO PILLAR NO 104 105,COMPANYPADY JN,CHOORNIKKARA,ALUVA,ERNAKULAM, KERALA 683106	View
EDAPALLYERNAKULAM	ICIC0006264	ICICI BANK LTD., BM COMPLEX, NATIONAL HIGHWAY, OPP. EDAPALLY CHURCH, EDAPALLY, ERNAKULAM, KERALA.682024	View
ERANKULAM PALLIMUKKU	ICIC0006351	ICICI BANK LTD., DD OCEANO MALL, MARINE DRIVE, KOCHI, DIST. ERNAKULAM, KERALA.682031	View
ERNAKULAM COCHIN	ICIC0000010	ICICI BANK LTD., EMGEE SQUARE, M.G.ROAD, ERNAKULAM, KOCHI.682035	View
INFO PARK MAIN BRANCH	ICIC0003973	ICICI BANK LTD., GROUP MUKKADAN, IX/418, OPP. TO INFOPARK, EDACHIRA, KAKKANAD, KOCHI, KERALA.683020	View
INFOPARK PHASE II	ICIC0007229	ICICI BANK LTD., JYOTHIMAYA BUILDING, INFOPARK KOCHI, PHASE II, KAKKANAD, KOCHI.682303, KERALA	View
KAKKANAD	ICIC0000919	ICICI BANK LTD., COCHIN PORTALS, X110C, SEAPORT AIRPORT ROADKAKKANAD.682037	View
KAKKANAD MAVELIPURAM	ICIC0005575	ICICI BANK LTD, NO 37 1147, GROUND FLOOR, PWD ROAD, MAVELIPURAM, KAKKANAD, KERALA 682030	View
KAKKANADSMARTCITY	ICIC0003972	ICICI BANK LTD., C.108, FIRST FLOOR, NORTHERN WING, SCK.01 BUILDING, KAKKANAD, KOCHI, KERALA.682042	View
KALADY	ICIC0002683	ICICI BANK LTD., PALLICKAL TOWERS , OPP.PVT BUS STAND , KALADY.683574	View
KALAMASSERYKOCHI,KERALA	ICIC0001159	ICICI BANK LTD., WARD 3, DOOR NO.284 285, RAJAGIR ROAD, KALAMASSERY, KOCH, ERNAKULAM DIST., KERALA.683104	View
KALOORKOCHI, KERALA	ICIC0001161	ICICI BANK LTD., NADUPARAMBIL HOUSE, KALOORKADAVANTHRA ROAD, KALOOR, KOCHI, ERNAKULAM DIST., KERALA.682017	View
KOCHI STADIUM LINK ROAD	ICIC0007747	ICICI BANK LTD., HOUSE OF CREDAI, STADIUM LINK ROAD, KALOOR, KOCHI.682017, KERALA	View
KOCHI THAMMANAM	ICIC0005272	GREENEST BUILDING,KUTHAPPADY, VYLOPPILLY ROAD, THAMMANAM, ERNAKULAM 682032	View
KOCHI VADUTHALA	ICIC0005984	ICICI BANK LTD, NO 31 2581 NEAR PADANNEAZHATH HOUSE VADUTHALA KOCHI KERALA 682023	View
KOCHI VENNALA	ICIC0005081	NO 46 264 A1 GROUND FLOOR DUBAI TOWER PO VENNALA KOCHI DIST ERNAKULAM KERALA 682028	View
KOCHI-BANERJI ROAD	ICIC0008134	NO 67,6996, KATTEZHATH BUILDING, BANERJI ROAD, DIST ERNAKULAM, KOCHI, KERALA 682031	View
KOCHI-FORT	ICIC0001164	ICICI BANK LTD.,AURA,1/1716 A, A1, A3,CHIRATTAPALAM,FORT KOCHI,KERALA -682001	View
KOCHIBYEPASS NH	ICIC0001951	ICICI BANK LTD., SAMUEL SONS TOWER, SHOBA ROAD, NH BYEPASS, VENNALA P.O, KOCHI, KERALA.682028	View
KOCHIELAMAKKARA, KERALA	ICIC0001160	ICICI BANK LTD., BROADWAYS ARCADE, PUNNAKAL JUN, ELAMAKKARA, KOCHI ERNAKULAM DIST., KERALA.682026	View
KOCHIJAWAHAR NAGAR KERELA	ICIC0001677	ICICI BANK LTD., ISSACS TOWERS, NEAR BREAD WORLD, JAWAHAR NAGAR, KOCHI ERNAKULAM DIST., KERALA.682020	View
KOCHIKADAVANTARA	ICIC0000277	ICICI BANK LTD., DAFFODILS, OPP. SILVERLINE HOSPITAL, KP VALLON ROAD, KADAVANTHRA, KERALA.682020	View
KOLENCHERRY	ICIC0002579	ICICI BANK LTD., PALLIMUKALEL BUILDING,COLLEGE JUNCTION, NEAR ST.PETERS COLLEGE KOLENCHERRY P O,.682311	View
KOOTHATTUKULAM	ICIC0002662	ICICI BANK LTD., VALIYAKULANGARA TOWER, M.C.ROAD, KOOTHATTUKULAM KERALA.686662	View
KOTHAMANGALAM	ICIC0000940	ICICI BANK LTD., MANKOZHAYIL ARCADE, THANKALAM BYPASS, KOTHAMANGALAM P.O., KOTHAMANGALAM, DIST. ERNAKULAM, KERALA.686691	View
LULU CYBER PARK	ICIC0004106	ICICI BANK LTD., LULU CYBER PARK PVT. LTD, GROUND FLOOR, LULU CYBER TOWER, INFOPARK SEZ, INFOPARK PO, KAKKANAD, KOCHI, KERALA.682042	View
MARADU	ICIC0003235	ICICI BANK LTD., KURIAPPILLY TOWER, NH.49, MARADU, ERNAKULAM, KERALA.682304	View
NJARACKAL	ICIC0005371	ICICI BANK LTD JOYS TOWER GROUND FLOOR NEAR SAHODARA NAGAR TEMPLE NJARACKAL P O ERNAKULAM 682505	View
NORTH PARAVUR, KERALA	ICIC0001053	ICICI BANK LTD., JUBILEE BUILDING, NEAR ST.GERMAINES CHURCH, NORTH PARAVUR ERANAKULAM DIST., KERALA.683513	View
PACHALAM	ICIC0002484	ICICI BANK LTD., IDASSERIL CHAMBERS, LINK PARK, POTTAKUZHI ROAD, PACHALAM COCHIN, KERALA.682012	View
PALARIVATTOM, KOCHI	ICIC0001029	ICICI BANK LTD., KANCHENJUNGA APARTMENTS, CIVIL LANE ROAD, PALARIVOTTAM, KOCHI, DIST. ERNAKULAM,KERALA.682025	View
PANAMPILLY NAGAR	ICIC0002483	ICICI BANK LTD., MANNA, NEAR AVENUE CENTRE, PANAMPILLY NAGAR, KOCHI KERALA.682036	View
PERUMBAVOOR	ICIC0000743	ICICI BANK LTD., PLAVADA BUILDING, A.M.ROAD, PERUMBAVUR KERALA.683542	View
PIRAVOM	ICIC0002673	ICICI BANK LTD., RIVER SIDE TOWER, DEVI PADY, NEAR MINI CIVIL STATION, PIRAVOM ERNAKULAM HIGHWAY, PIRAVOM, KERALA.686664	View
PUMP JUNCTION ALUVA	ICIC0000289	ICICI BANK LTD., IMPERIAL PLAZA, ALUVA, KERALA.683101	View
RAVI PURAMKOCHI, KERALA	ICIC0001162	ICICI BANK LTD., TEEPEYEM TOWER, OPP. SHIPYARD, RAVI PURAM, KOCHI, KERALA ERNAKULAM DIST., KERALA.682015	View
THEVARA	ICIC0001950	ICICI BANK LTD., MARIA BUILDING, 26/1722E1, GROUND FLOOR, ELAMKULAM VILLAGE, THEVARA, KOCHI, ERNAKULAM DIST., KERALA.682013	View
THIRUVANKULAM	ICIC0005370	ICICI BANK LTD NALIATH TOWER, GROUND FLOOR, THIRUVANKULAM,ERNAKULAM - 682305	View
THOPPUMPADY, KOCHI	ICIC0001691	ICICI BANK LTD., NJ SQUARE, PALLICHAL ROAD, NEAR PARRY JUNCTION, THOPPUMPADY, KERALA - 682005	View
THRIPPUNITHURA	ICIC0000549	ICICI BANK LTD., RAMBAL YUTEEKA, KRL ROAD, OPP. VARMA HOSPITAL, THRIPPUNITHURA - 682301, ERNAKULAM DIST., KERALA	View
THRIPPUNITHURA HILL PALACE ROAD	ICIC0002674	ICICI BANK LTD., NEDIYATH SQUARE, HILL PALACE ROAD, MARKET JUNCTION, THRIPPUNITHURA, ERNAKULAM DIST, KERALA.682301	View
TRIKKAKARA	ICIC0002685	ICICI BANK LTD., 32/478, ROVEN TOWER, TRIKAKKARA NORTH VILLAGE, EDAPALLY TOLL, TRIKKAKARA KERALA.682024	View
VYTILA, ERNAKULAM	ICIC0001110	ICICI BANK LTD., PAREKKATTIL TOWERS, OPPOSITE WELCARE HOSPITAL, VYTILA , ERNAKULAM, ERNAKULAM DIST., KERALA.682019	View

Detailed Branch Information for Icici Bank IFSC Code in Ernakulam, Kerala - Icici Bank Branch List Ernakulam, Kerala

You are viewing the branch listings for Icici Bank in Ernakulam, Kerala. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Ernakulam:

Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:

On your **Bank Cheque Book** (usually top left or center).
On the first page of your **Bank Passbook**.
In your **Net Banking** or **Mobile Banking** app under account details.
Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.

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Icici Bank IFSC Code in Ernakulam, Kerala - Icici Bank Branch List Ernakulam, Kerala

Detailed Branch Information for Icici Bank IFSC Code in Ernakulam, Kerala - Icici Bank Branch List Ernakulam, Kerala

Frequently Asked Questions about IFSC Codes & Banking

What is the full form of IFSC?

Where can I find my IFSC Code?

What is the difference between IFSC and MICR code?

Can two branches have the same IFSC Code?

Is IFSC code required for UPI (Google Pay, PhonePe)?

What happens if I enter the wrong IFSC Code?

Does the IFSC code change if banks merge?

What is the 5th character of the IFSC code?

Can I use IFSC code for International Transfers (SWIFT)?

How much money can I send via NEFT/RTGS?

Is it safe to share my IFSC code with strangers?

What if my bank branch moves to a new location?

Why is the IFSC code required for Credit Card Bill Payment?

Can I search for a bank by IFSC code on this site?

Does the IFSC code expire?