IFSC Code Details

Hdfc Bank Payal IFSC Code HDFC0002196

Branch
PAYAL
NEFT RTGS IMPS
IFSC CODE
HDFC0002196

HDFC BANK - PAYAL Details

Bank Name HDFC BANK
IFSC Code HDFC0002196 Use for NEFT, RTGS, IMPS
MICR Code 141240021
Branch Name PAYAL
Address HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA
City PAYAL
District LUDHIANA
State PUNJAB
Contact Number 9815331111

About HDFC BANK in PAYAL

Looking for the IFSC Code of HDFC BANK, PAYAL branch? The code is HDFC0002196.

This branch is situated at HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA in PAYAL district of PUNJAB.

You can use this code for online fund transfers via NEFT, RTGS, and IMPS to beneficiaries holding accounts in this branch. Always verify the IFSC code with the cheque book or passbook of the beneficiary before confirming the transaction.

Frequently Asked Questions

IFSC (Indian Financial System Code) is an 11-character alphanumeric code used to identify bank branches in India. It is mandatory for electronic fund transfers like NEFT, RTGS, and IMPS. The first four characters represent the bank, the fifth is always zero, and the last six identify the specific branch.

To transfer money to HDFC BANK PAYAL branch, you need to provide the beneficiary's account number and this IFSC code (HDFC0002196) in your online banking portal or mobile app. This code ensures the funds are routed to the correct branch.

IFSC codes are used for electronic funds transfers (NEFT, RTGS, IMPS), while MICR (Magnetic Ink Character Recognition) codes are used for cheque processing. IFSC is 11 characters long and includes both letters and numbers, whereas MICR is a 9-digit numeric code printed on cheques.

Yes, the IFSC code HDFC0002196 can be used for all types of electronic fund transfers including NEFT (National Electronic Funds Transfer), RTGS (Real Time Gross Settlement), and IMPS (Immediate Payment Service).

The IFSC code is usually printed on the top or bottom of your cheque leaf, along with the MICR code. You can also find it on your bank passbook, account statement, or by contacting your bank's customer service.

Yes, it is completely safe to share your IFSC code. This code only identifies the bank branch and cannot be used alone to access your account or make unauthorized transactions. However, always verify the recipient before sharing along with your account number.

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