Search IFSC Code

Indian Bank Branches in Surat, Gujarat

16 Results
Branch Name IFSC Code Address Action
ADAJAN IDIB000A130 UG 1 SANGHVI TOWER ADAJAN SURAT GUJARAT PIN 395009 View
ALTHAN IDIB000A236 SHOP NO 12,13,14,SQUARE ONE COMMERCIAL, CANAL ROAD,ALTHAN,DIST-SURAT-395017 View
ATHWA LINES IDIB000A063 SHOP NO 2328 CORNER POINT COMPLEX OPP SEJAL APARTMENT CITY LIGHT PIN 395007 View
BARDOLI IDIB000B226 GROUND FLOOR, BESIDE PNB,STATION ROAD, BARDOLI, DIST SURAT - 394601 View
BHATAR IDIB000B089 A42 JIVKOR NAGAR NEAR SWAMI VIVEKANAND GARDAN BHATAR ROAD BHATAR PIN 395001 View
KATARGAM IDIB000K330 301 PLOT NO A3A4 AND A5 EMPIRE SQUARE BUILDING OPPOSITE LAKE GARDEN KATARGAM PIN 395004 View
NEW ADAJAN IDIB000N146 GROUND FLOOR SIDDHI VINAYAK PARADISE GANGESHWAR MAHADEV MANDIR ROAD ADAJAN PIN 395009 View
PARVAT PATIYA IDIB000P252 GROUND FLOOR 9 10 TIMES SQUARE NEAR VAKIL WADI SURAT KADODARA ROAD PARVAT PATIYA PIN 395010 View
SACHIN DIAMOND IND.PARK IDIB000S095 1 2 GROUND FLOOR SHREE DARSHAN COMPLEX OPP L D HIGH SCHOOL STATION ROAD SACHIN PIN 394230 View
SALABATAPURA IDIB000S295 SHOP NO 4 GROUND FLOOR TRADE HOUSE RING ROAD SALABATPURA PIN 395002 View
SPECIALISED MSME BRANCH SURAT IDIB000S342 INDIAN BANK BUSINESS AVALON HUB,BH S D JAIN SCHOOL,BIG BAZAR KANE,VESU,SURAT,GUJARAT-395007 View
SURAT IDIB000S039 SHOP NO12 TO 15 RESHAMWALA MARKET RING ROAD SURAT PIN 395002 View
SURAT BOMBAY MARKET IDIB000B854 ADITIYA AWAS BUILDING BOMBAY MARKET UMARWADA UMARWADA PIN 395010 View
SURAT NANAVARACHHA IDIB000S800 G567 SARTHI COMPLEX HIRABAUGH VARACHAA ROAD PIN 395006 View
VARACHHA IDIB000V150 801A GROUND FLOOR MOHAN NAGAR BLDG NR JEEVAN DHARA HOTEL GEETANJALI CHOK VARACHHA ROAD PIN 395006 View
VESU IDIB000V123 PLOT NO 4 AVALON THE BUSINESS HUB B/H SD JAIN SCHOOL BIG BAZAR LANE VESU PIN 395007 View

Detailed Branch Information for Indian Bank Branches in Surat, Gujarat

You are viewing the branch listings for Indian Bank in Surat, Gujarat. This page provides the final level of detail needed to initiate a secure transaction.

Important Verification Steps:
Before initiating a transfer to any branch in Surat:

  1. Verify the IFSC Code matches the one printed on the beneficiary's cheque book or passbook.
  2. Check the Branch Address to confirm it is the correct location, especially in large cities with multiple branches.
  3. Note the MICR Code if you are planning to issue a physical cheque.

Safety Tip: The IFSC code is sensitive to the sheer volume of branches. Always double-check. The codes listed here are sourced directly from the RBI master list and are safe for use in all NEFT/RTGS/IMPS applications.

Frequently Asked Questions about IFSC Codes & Banking

IFSC stands for Indian Financial System Code. It is an 11-digit alphanumeric unique code used to identify each bank branch in India. It is mandatory for fund transfers via NEFT, RTGS, and IMPS systems.

You can find your IFSC code in 4 common places:
  1. On your **Bank Cheque Book** (usually top left or center).
  2. On the first page of your **Bank Passbook**.
  3. In your **Net Banking** or **Mobile Banking** app under account details.
  4. Using **Online IFSC Finding Tools** like ToolMini by selecting your bank, state, and branch.

  • IFSC (11 characters): Used for electronic money transfers (online). It identifies the specific bank branch for digital payments.
  • MICR (9 digits): Stands for *Magnetic Ink Character Recognition*. It is used for clearing physical cheques. It helps machines read the cheque details faster.

No. Every single bank branch in India has a unique IFSC code. This uniqueness prevents money from being sent to the wrong branch. Even if two branches are on the same street, their codes will differ in the last 6 characters.

Not always, but it helps. When you transfer money using a **Mobile Number** or **UPI ID**, you don't need it. However, if you choose the "Transfer to Bank Account" option in these apps, you **must** enter the Account Number and IFSC code of the receiver.

Two things can happen: 1. **Code Format Invalid:** The banking system will reject it immediately, and the transaction won't start. 2. **Code Valid but Wrong Branch:** If the Account Number also matches an account in that wrong branch (highly unlikely but possible), funds could be credited wrongly. Usually, the transaction bounces back because the account name won't match.

Yes. When banks merge (e.g., Syndicate Bank into Canara Bank, or Allahabad Bank into Indian Bank), the old IFSC codes are eventually deactivated, and **new codes** are assigned. Customers must update their beneficiaries with the new codes to ensure successful transfers.

The 5th character of every IFSC code is always the digit **zero (0)**. It is reserved by the RBI for future use. If you see an 'O' (letter) instead of '0' (zero), it is a typo.

No. IFSC is only for domestic transfers within India. For international money transfers, you need the **SWIFT Code** (Society for Worldwide Interbank Financial Telecommunication) or BIC.

  • NEFT: No minimum limit. Maximum depends on your bank (usually ₹10 Lakhs/day).
  • RTGS: Minimum ₹2 Lakhs. No upper limit (subject to bank policies).
  • IMPS: Usually capped at ₹5 Lakhs per day.

Yes. An IFSC code alone cannot be used to hack your account or withdraw money. It only identifies the branch location. However, never share your OTP, Password, or PIN along with it.

If a branch moves within the same locality, the IFSC code usually remains the same. However, if it closes and merges with another branch, the accounts are transferred, and you will be assigned the new branch's IFSC code.

When you pay a credit card bill from a *different* bank account via NEFT, you need to add your Credit Card as a beneficiary. In this case, the bank usually provides a specific, universal IFSC code for all credit card payments (e.g., HDFC Card payments use HDFC0000128).

Currently, our tool is optimized for finding the code by drilling down (Bank -> State -> District). We are working on a "Reverse Lookup" feature to let you verify which branch belongs to a specific code.

No, an IFSC code does not have an expiry date. It remains valid as long as the bank branch exists and is operational. It only changes if the branch is closed, merged, or if the bank undergoes a major restructuring.